Why choose Stratigakos Law
Insurance bad faith cases require a detailed understanding of the policy at issue and the insurer's internal claims-handling conduct. Stratigakos Law reviews the full claims file, explains the process in plain language, and pursues accountability directly rather than accepting an insurer's initial position at face value.
Common Insurance Bad Faith Situations We Handle
Understanding your case
Insurers owe policyholders a duty to handle claims fairly and in good faith. When an insurer unreasonably denies, delays, or underpays a valid claim, this conduct may give rise to a bad faith claim separate from the underlying claim itself.
First-party bad faith involves an insurer's conduct toward its own policyholder. Third-party bad faith typically arises when an insurer fails to settle a liability claim within policy limits.
Florida generally requires policyholders to file a civil remedy notice with the state, giving the insurer an opportunity to cure the alleged bad faith conduct before a lawsuit may proceed.
Depending on the circumstances, a successful bad faith claim may allow recovery beyond normal policy limits.